International Transfers

This article explains how to send and receive money internationally with Rauva, including fees, supported currencies, and transfer limits.

  1. What are International transfers?
  2. How to send International transfers
  3. Can I receive money from outside the Eurozone?
  4. What currencies can I send and receive?
  5. Are there any countries I cannot send money to?
  6. What are the transfer fees?
  7. How long do international transfers take?

What are International payments?

The International transfers feature at Rauva allows you to send over 14 different currencies around the world, using either local rails or the SWIFT network. The Euros in your account will be converted to the selected currency, and that currency will be sent to the recipient.


How to send International Transfers

To send money internationally, follow these simple steps:

Using the App:

  • Go to the Menu and click International Transfers
  • Select the currency you'd like to send and the amount
  • Enter the required details of the recipient
  • Your Euros will be converted into the selected currency and transferred to the recipient

Using Desktop:

  • Go to Transfers and click International Transfer
  • Select the currency you'd like to send and the amount
  • Enter the required details of the recipient
  • Your Euros will be converted into the selected currency and transferred to the recipient

Can I receive money from outside the Eurozone?

Yes, you can receive credit transfers initiated outside of the eurozone in euros. The funds will be converted to euros and deposited in your account.

Swan address:

  • Name: Swan SAS
  • Address: 95 Avenue du Président Wilson
  • Postal code: 93100
  • City: Montreuil
  • Country: France

Swan BIC and SWIFT code: SWNBFR22

Intermediary information:

  • SWIFT: TRWIBEB3
  • Name: Wise Europe SA
  • Country: Belgium

What currencies can I send and receive?

Currency code Available rails Fee group Sending International Payments Receiving International Payments
🇦🇺 AUD Australian Dollar australian, australian_bpay 1 5€ (+ 0.6%) 5€ + 0.6%
🇨🇦 CAD Canadian Dollar iban 1 5€ (+ 0.6%) 5€ + 0.6%
🇨🇭 CHF Swiss Franc iban 1 5€ (+ 0.6%) 5€ + 0.6%
🇨🇱 CLP Chilean Peso chile 4 5€ (+ 5%) 5€ + 5%
🇪🇺 EUR Euro swift_code 1 5€ (+ 0.6%) 5€ + 0.6%
🇬🇧 GBP Great British Pound Sterling iban, sort_code, swift_code 1 5€ (+ 0.6%) 5€ + 0.6%
🇭🇰 HKD Hong Kong Dollar hongkong, hong_kong_fps 2 5€ (+ 1%) 5€ + 1%
🇮🇩 IDR Indonesian Rupiah indonesian 2 5€ (+ 1%) 5€ + 1%
🇮🇱 ILS Israeli New Shekel israeli_local 4 5€ (+ 5%) 5€ + 5%
🇮🇳 INR Indian Rupee indian, indian_upi 2 5€ (+ 1%) 5€ + 1%
🇯🇵 JPY Japanese Yen japanese 2 5€ (+ 1%) 5€ + 1%
🇰🇷 KRW South Korean Won south_korean_paygate, south_korean_paygate_business 3 5€ (+ 2%) 5€ + 2%
🇲🇽 MXN Mexican Peso mexican 2 5€ (+ 1%) 5€ + 1%
🇳🇿 NZD New Zealand Dollar newzealand 1 5€ (+ 0.6%) 5€ + 0.6%
🇸🇬 SGD Singapore Dollar singapore, singapore_paynow 2 5€ (+ 1%) 5€ + 1%
🇹🇭 THB Thai Baht thailand 2 5€ (+ 1%) 5€ + 1%
🇺🇸 USD United States Dollar fedwire_local, aba, swift_code 1 5€ (+ 0.6%) 5€ + 0.6%
🇺🇾 UYU Uruguayan Peso uruguay 4 5€ (+ 5%) 5€ + 5%
🇻🇳 VND Vietnamese Dong vietname_earthport 2 5€ (+ 1%) 5€ + 1%
Primeira letra Países permitidos para transferências Swift + USD
A - B Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Barbados, Belgium, Bhutan, Bolivia, Botswana, Bosnia & Herzegovina, Brunei Darussalam, Bulgaria, Burkina Faso
C - E Canada, Cambodia, Cayman Islands, Channel Islands, Chile, China, Christmas Island, Cocos (Keeling) Islands, Cook Islands, Costa Rica, Côte d'Ivoire, Croatia, Cyprus, Czech Republic, Denmark, Dominica, Dominican Republic, Ecuador, El Salvador, Estonia, Ethiopia
F - G Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guatemala, Guernsey, Guinea, Guyana
H - L Haiti, Holy See (Vatican City State), Honduras, Hong Kong (locally with the CHATS system), Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg
M - O Macao SAR China, Macedonia (Republic of North), Malawi, Malaysia, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia (Federated States of), Monaco, Mongolia, Montenegro, Montserrat, Morocco, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Niue, Norfolk Island, Northern Mariana Islands, Norway
P - S Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Reunion, Romania, Rwanda, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and Grenadines, Samoa, San Marino, Sao Tome and Principe, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland
T - Z Taiwan (Republic of China), Tajikistan, Tanzania, Thailand, Timor-Leste, Tonga, Trinidad and Tobago, Tunisia, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine (both PrivatBank and non-PrivatBank recipients), United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vietnam, Wallis and Futuna Islands, Zambia

Are there any countries I cannot send money to?

Yes, some countries have restrictions due to regulations. You can check the full list of blocked countries in our Outgoing blocked countries article.

For receiving money, see our Incoming allowed countries list.


What are the transfer limits?

Transfer limits vary depending on your account verification level and the destination country. Check our Transaction limits article for detailed information.


How long do international transfers take?

Transfer times depend on the destination country and currency:

  • Local rails: Usually 1-2 business days
  • SWIFT transfers: Typically 3-5 business days
  • Some currencies may take longer depending on local banking systems
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