Who is our banking partner Swan?

Swan is an Electronic Money Institution (EMI) authorized and supervised by the ACPR/Banque de France, which provides payment services and offers payment accounts and electronic money in accordance with European legislation.

As part of its partnership with Rauva, Swan is the partner responsible for providing regulated financial services, including the provision of payment accounts and related features.

Rauva acts as a technology platform, allowing customers to access these financial services in a simple and integrated way, always in compliance with the applicable legal and regulatory requirements.

Rauva has a partnership with Swan, which provides all payment services to Rauva's clients. Swan is authorized and supervised in France by the ACPR/Banque de France, operating in Portugal under the freedom to provide services as an Electronic Money Institution (EMI) and registered as an authorized entity under no. 7893 in the Bank of Portugal. Rauva does not provide payment services and does not take possession of customer funds. Clients' funds are protected in accordance with applicable legislation.

Rauva is a certified accounting firm but not a law firm. Therefore, Rauva does not provide legal services. Through its technological platform, Rauva facilitates its clients’ access to legal services provided by duly qualified and registered professionals in Portugal.